HULL and machinery

Cover for physical loss or damage to the yacht including but not limited to: 

  • Total loss
  • Engine and/or machinery breakdown
  • Lightning and damages related to heavy weather
  • Fire
  • Malicious acts
  • Damage to water sport equipment and toys
  • War and Strikes

PROTECTION AND INDEMNITY

Cover for owner’s legal liabilities such as:

  • Passenger Liabilities
  • Liabilities to crew (including sick wages)
  • Pollution and environmental liabilities
  • Collision and Property of others 
  • Water sports
  • Contractual liabilities 
  • Legal and Defense

Crew Medical insurance

Cover is designed to protect the crew from the following: 

  • Illness and accident medical expenses
  • Temporary total disablement
  • Permanent partial disability
  • Disability and accidental death 

Builders Risk Insurance

This “all risks” insurance is offered when building a yacht and will cover losses caused and discovered during the policy period.

Cover includes but is not limited to:

  • Launching
  • Sea trials
  • Faulty design
  • Latent defect
  • Liabilities to third parties